---
title: "Personal Model Usage, Per-User Spending Limits & Credits"
description: "Keep shared AI budgets predictable and private with personal model usage views, per-user spending limits, in-app limit requests, and credit top-ups."
image: https://omnifact.ai/_next/static/media/feature-drop-usage-and-spending-limits.64c182d3.png
url: https://omnifact.ai/blog/feature-drop-usage-and-spending-limits
locale: en
---

![View your personal model usage privately, set fair per-user spending limits, and approve limit increase requests in a few clicks.](https://omnifact.ai/_next/static/media/feature-drop-usage-and-spending-limits.64c182d3.png)

View your personal model usage privately, set fair per-user spending limits, and approve limit increase requests in a few clicks.

# Feature Drop: Personal Model Usage, Per-User Spending Limits, and Credit Top-Ups

Published on October 29th, 2026

Shared AI budgets make it easy to give your whole team access to frontier models, until a few heavy research or coding sessions use up the monthly pool early. For European teams, keeping costs predictable should not mean monitoring individual employees or slowing people down when they are in the middle of important work.

Today we are expanding [Omnifact's usage and billing tools](https://omnifact.ai/blog/feature-drop-usage-analytics-for-team-admins) so everyone can see their own usage privately, while administrators get simple guardrails to share the team budget fairly.

## A Private View of Your Own Model Usage

Every team member now has a personal **Model Usage** page under **Account Settings → Model Usage**. This view is strictly private to you: administrators and colleagues cannot see your personal spend or model history.

At a glance, you can switch between your monthly spend and message count, see your daily activity across the current billing cycle, and check which models you rely on most.

![The Model Usage page in Omnifact: the member has reached their monthly spending limit of €50.00 and can request an increase, above a chart of their spend per day by model and a list of the models they used.](https://omnifact.ai/images/blog/usage-limits-model-usage-en.svg)

## Fair Team Guardrails Without Surveillance

To prevent a single power user from accidentally exhausting the shared pool, administrators can now set a default **Per-user spending limit** in **Settings → Billing & Usage**.

### Keep Everyday Work Moving with Base Models

Reaching a monthly cap does not have to stop someone's workday. Administrators can allow base-tier models (like [Claude Haiku 5.5](https://omnifact.ai/blog/feature-drop-claude-haiku-5-5), GPT-6 Luna, or Gemini 3.5 Flash Lite) to stay available even after a member reaches their spending limit, while larger models pause until the next cycle.

### Custom Limits and In-App Requests

Different roles have different needs. Someone running deep [Reasoning](https://omnifact.ai/blog/feature-drop-reasoning) across long contracts or working with complex code systems will naturally use more credits than someone drafting quick emails. Administrators can assign a higher **Individual limit** for specific team members in **Settings → Users**, seeing only whether a limit is active or reached, never what the person spent.

If a team member hits their cap in the middle of a project, they don't need to chase an admin on Slack:

-   **Ask in one click:** Members can click **Request a limit increase** right from the Chat Input or **Model Usage** and add a short note explaining what they are working on.
-   **Approve in seconds:** Administrators review requests under **Team Settings → Requests**, read the member's note, and set a new limit that takes effect immediately.

![The Requests page in Omnifact team settings: two members ask for a higher spending limit, each with a short reason, and the admin can decline each request or raise the limit.](https://omnifact.ai/images/blog/usage-limits-requests-en.svg)

## Self-Serve Credit Top-Ups

As teams expand their use of [Spaces](https://omnifact.ai/blog/ai-knowledge-management-explained-guide-for-executives) and [Connected Sources](https://omnifact.ai/blog/feature-drop-connected-sources), their overall credit needs often grow too. Invoiced organizations can now click **Add More Credits** in **Settings → Billing & Usage** to permanently top up their monthly usage credits on the spot, with the additional budget available immediately.

Across every model and budget setting, all prompts and documents continue to pass through our [Privacy Filter](https://omnifact.ai/blog/feature-drop-privacy-filter), using rule-based and AI-powered detection to pseudonymize PII within Omnifact's infrastructure before data reaches any external model.

## Available Today

All of these updates are live today across Omnifact:

-   **Team members** can check their personal activity under **Account Settings → Model Usage**.
-   **Administrators** can set default limits and add monthly credits in **Settings → Billing & Usage**, set individual limits in **Settings → Users**, and review requests in **Settings → Requests**.
